by Marilou Davido | Nov 18, 2021 | Resources
According to the IRS, a Savings Incentive Match Plan for Employees (SIMPLE IRA) is ideally suited as a start-up retirement savings plan for small employers, as it allows for retirement deferral and is administratively easier than a 401(k) or...
by Marilou Davido | Nov 17, 2021 | Resources
There are two different 457(b) retirement plans: the 457(b) Governmental and the 457(b) Tax-Exempt Organization (Non-Church). 457(b) plans are independent of 403(b) or 401(k) plans; therefore, employees can maximize both plan contribution limits in a single year....
by Marilou Davido | Nov 16, 2021 | Resources
401(k) & 403(b) Plans 401(k) and 403(b) plans are the two plans held by many of the American employees who are enrolled in retirement plans. In terms of a 401(k), what’s the difference between a Roth 401(k) and a traditional 401(k)? According to Charles...
by Marilou Davido | Nov 12, 2021 | Resources
Did you know that typically, short-term disability covers 60% of your paycheck for up to 6 months? Read more about the basics of group disability insurance from Mike Smith at CPS Horizon Financial so that you can feel prepared before renewing your benefits. For more...
by Marilou Davido | Nov 10, 2021 | Resources
Finding out what happens to your group term insurance after you retire is essential when renewing your benefits and determining the best course of action for your insurance plans. Take a look at more helpful tips for figuring out your group life insurance below from...
